We convinced the law firm hired by AmEx credit card to accept $10,000 instead of the full $37,800 of the credit card debt owed. Linda “Dear Steve, I have been a customer for 13 years. We saved our client $5,072.65 on this delinquent credit card debt. The facts about the company are diverse and reach deep into its history. Facing trial, our client did not dispute the amount due and agreed to settle the debt for $20,000, payable over 24 months. We saved our client $16,072.36 (a 60% discount on the amount claimed due). You need a formidable legal defense to settle with American Express. The Gamez Law Firm has been featured in top national and local media outlets including TV, radio and online publications. You should report this to the state attorney general 's office as well as the state consumer protection agency as well as the FTC. It says I have 30 days to file back with a response. If you or your business have been affected by Covid-19, contact us for a free consultation, National Collegiate Student Loan Trust Lawsuit Defense, Bank Levies and Wage Garnishment Attorney, Student Loan Debt Settlement Ultimate Guide, Guide To Your Credit Score and Credit Repair, What To Do If Sued By American Express For Debt, being sued by American Express for credit card debt, . AMEX sent the account to Firstsource to handle further collections. Filing a response or general denial would help in that it would delay American Express in getting a judgment. The benefits include a point reward system, four free companion airline tickets per year, airport club access and round-the-clock Platinum Card Concierge service to … American Express is going to have an attorney fighting for them, and you should have one fighting for you. American Express files lawsuits throughout the State of Texas for debt collection. (I'll spare you the details but let's just say it's been going on for 15 months and I've called them over 50 times.) Our client owed American Express $30,096.72. A customer rep called me and I handled it right away. On my rec.humor.funny web site, I maintain the newsgroup archives, including this 13 year old joke entitled American Expressway. American Express sued her for the full balance due. The Gamez Law Firm has offices in Los Angeles and San Diego, CA – but we help consumers all over the country with American Express debt settlements. save. American Express is not a “bluff” creditor, so we do take any legal threats from them seriously once a file has escalated to placement with a collection attorney firm (licensed to operate in the client’s home state). If you don’t have enough income to cover your bills right now – and this is one of the main drivers of credit card debt – you are not going to be able to wedge another payment in there. Mr. Gamez owns and operates the Gamez Law Firm in San Diego and Los Angeles, and helps people with debt problems all over the country. Ideally, you’ll be able to do this without disclosing everything to the public. Below are more of our American Express debt settlement client stories. We presented proof of the prior arrangement and AMEX agreed to honor and accept the deal. Bankruptcy Credit Debt Bankruptcy and debt. Sign up for our Newsletter to stay updated on the latest debt relief tips, client success stories and more! Could American Express potentially try to take my house? Stay updated about the latest debt relief tips by following on Facebook and Twitter and read about client success stories on our website. I have been served a summons and I need to respond by the 27th of May. We. , there are some things you can do to stop the harassment. We convinced the law firm hired by AmEx credit card to accept $10,000 instead of the full $37,800 of the credit card debt owed. AMEX sent the account out to FirstSource for further debt collection efforts. Due to some confusion, the account shifted back to AMEX before the settlement payment could be made. Welcome to American Express! And because we also were working with Nationwide on our client’s other credit card accounts, they agreed to accept payments of just $10 per month for a few months until we freed up settlement funds that were going toward the other accounts. American Express recently announced that Amex Platinum, Gold, and Green cards will receive complimentary access to Uber Eats Pass for 12 months. Other card brands, like Visa and Mastercard, have relationships with … We negotiated an American Express debt settlement with the terms that our client would only pay 40% of the total amount of the debt due. Our client owed $7,804.07 to American Express/Citibank for a Costco credit card. Read More, Ft Lauderdale Bankruptcy Attorney Chad Van Horn is here to help individuals, families and businesses… Read More, Call us today to speak to a repossession attorney and get back on the road… Read More, After all of this discussion, you’re probably waiting for a straight answer - does bankruptcy… Read More, DeShawn Stevenson ($384,000 and a bank levy when he blew off the lawsuit), mom of the “Cash me outside” girl Danielle Bregoli ($7,600 and a claim of unjust enrichment), Why You Should Talk to a Florida Repossession Attorney. We saved our client approximately 75% of the balance due, or $27,800. We were successful in settling this account for $15,500 (payable in two payments) without having to file an Answer and fight this out in court. We negotiated an American Express debt settlement with the terms that our client would only pay 40% of the total amount of the debt due. Stay updated with the latest debt relief tips by following on Facebook and Twitter! I do not care about the shame. Records can be sealed, hearings can be closed, participants can be ordered not to discuss what they see. Your Guide to Getting Back on the Road. American Express SmartEarn TM Credit Card brings you upto 10X points* on Amazon, Flipkart, Swiggy and more. (858.217.5051). I'm being sued by a lawyer for American Express. If letters start coming in demanding the debt and they are addressed from an attorney in state or otherwise nearby, then look out. Second, do not blow off that summons, it’s only going to give the judge the go-ahead to rule in favor of American Express. American Express is suing me for my debt of $10,000. 501 West Broadway, Suite 800, San Diego, CA 92101| San Diego Debt Attorney - credit card debt, medical debt, mortgage debt, small business debt, student loan debt relief services |Copyright 2020 | Gamez Law Firm. Here are 20 fun facts about one of the most powerful services company in the world today. We offered and Firstsource accepted $830 to settle. Up until then you are someone that wants to finish the race. Daniel R. Gamez is a debt attorney serving clients nationwide and focuses exclusively in debt relief. Mr. Gamez owns and operates the Gamez Law Firm in San Diego and Los Angeles, CA. And because we also were working with Nationwide on our client’s other credit card accounts, they agreed to accept payments of just $10 per month for a few months until we freed up settlement funds that were going toward the other accounts. AMEX eventually referred this account out to Nationwide Credit, Inc., a large collection agency. Yes, it’s highly probable to settle with American Express and save money by reaching a negotiation with AMEX Legal. Contact American Express to determine whether it is still the creditor or whether your account has been assigned or sold to a debt-collection agency. We saved our client approximately 75% of the balance due, or $27,800. ScottGem Posts: 64,966, Reputation: 6056. Then, Nationwide Credit inc. sent me a stack of "duplicate" American express credit card statements from 2010 through 2012 The earliest statement already showed a balance of over $4,000 Now I have been served with a lawsuit from American Express. I later learned that this number belongs to American Express Global Collections. hide. Our debt relief law firm negotiated an American Express debt settlement on her balance due, which was in excess of $37,800. Instead, you should respond to the lawsuit this way: Step 1: File an answer to the original summons & complaint. He is licensed to practice in all state and federal courts in California and Texas. We saved our client $1,536.55 (65%) of the balance due. If AA is suing you, it’s probably because you used their credit card and then didn’t pay it back. We saved our client over $15,000 on this debt and avoided a trial and a potential judgment that would have had our client on the hook for the entire amount due. increase if the necessary proof cannot be provided. FREE Initial Consultation! In that time my payments were never late. Can’t Afford a Lawyer to File Bankruptcy? Nationwide originally requested that she pay 60% of this balance to have the account considered settled in full. Worked for me. Well I think its American Express suing me.. it says on the complaint American express as the plaintiff. Watch our latest debt relief videos on YouTube, FREE initial consultation! It’s important to face the debt lawsuit head-on with a solid legal strategy than to have a default judgment filed against you that results in an automatic loss for you. You could face debt collection harassment such as collection calls, garnished wages, property liens, and/or wage garnishments if a judgment is entered against you. For more information, please contact Daniel Gamez at 858-217-5051, daniel@gamezlawfirm.com or use our online contact form. wHAT I HAVE TO DO TO WIN THE SUE? Credit Cards 101. Credit Cards 101, American Express. Does anyone here have any advice on how to handle this? We saved our client $14,596.72 on this account. Why is my credit card company suing me? Your best shot is going to be to take all your evidence of your attempts to repay American Express to court with you. Lawyer's Assistant: Because laws vary from place to place, can you tell me what state this is in? American Express was founded in 1850 by Henry Wells, William G. Fargo, and John Butterfield. Once the consumer has defaulted on the credit card, the creditor can do what they believe is best to be repaid, including demanding payment in full, reducing the interest rate or balance, closing the account and selling it to a debt buyer, or imposing the defaulted interest rate on the account. 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